Find Your Emerald Coast Home Live the Gulf Life!

LogHome

3539 Payne Lake Road

Chipley , FL 32428

MLS#: 753307

$429,000

Status: Closed
Listing number: 753307
Listing provided by: Coastal Heritage Real Estate LLC
Listing agent phone: None
Last update: 2 months ago
On site: 1 year, 11 months ago
Browse Properties
Payne Lakes - Residential

Property

Beds

4

Full Baths

3

1/2 Baths

None

Year Built

2007

Sq.Footage

N/A

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to lakefront living! This captivating 4-bedroom, 3-bathroom log cabin, complete with a loft space, offers a rustic yet luxurious retreat. Featured with beautiful pine interior walls and a vaulted ceiling, almost every room provides panoramic views of the tranquil lake. Step outside onto the expansive covered deck that spans the entire backside of the house, offering the perfect spot to relax and take in the views. The bottom floor features a roughed-in kitchen, living area, utility room, bedroom, and bathroom, providing versatility for guests or as a cozy in-law suite. Recently painted exterior, HVAC replacement 4 years ago, well pump and water filtration system 3 years ago ensure this home has been efficiently maintained. Situated on .74 acres, this property also includes an additional 1.77 acres directly in front, offering endless possibilities for outdoor activities and enjoyment. Don't let this lakeside retreat slip away! Schedule your showing today

Features & Amenities

Interior

  • Total Bedrooms

    4

  • Bathrooms

    3

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s)

  • Heating YN

    YES

  • Heating

    Central

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    1

  • Other Exterior Features

    Balcony

  • Parking

    Additional Parking

  • Patio and Porch Features

    Patio, Porch, Deck, Screened, Covered

  • Pool

    No

  • Waterfront YN

    YES

  • View

    Lake

Area & Lot

  • Lot Features

    Waterfront

  • Lot Size(acres)

    2.51

  • Property Type

    Residential

  • Architectural Style

    LogHome

Price

  • Sales Price

    $429,000

  • Tax Amount

    2982.0

  • Sq. Footage

    N/A

  • Price/SqFt

    N/A

HOA

  • Association

    No

School District

  • Elementary School

    Vernon Elementary

  • Middle School

    Vernon

  • High School

    Vernon

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Washington

Elementary School

Vernon Elementary

Middle School

Vernon

High School

Vernon

Listing Courtesy of Tristan C Matthews , Coastal Heritage Real Estate LLC

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Nate Shand

REALTOR®

Nate Shand

Call Nate today to schedule a private showing.

(850) 238-7899

Nate@GulfLifeGo.com


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to lakefront living! This captivating 4-bedroom, 3-bathroom log cabin, complete with a loft space, offers a rustic yet luxurious retreat. Featured with beautiful pine interior walls and a vaulted ceiling, almost every room provides panoramic views of the tranquil lake. Step outside onto the expansive covered deck that spans the entire backside of the house, offering the perfect spot to relax and take in the views. The bottom floor features a roughed-in kitchen, living area, utility room, bedroom, and bathroom, providing versatility for guests or as a cozy in-law suite. Recently painted exterior, HVAC replacement 4 years ago, well pump and water filtration system 3 years ago ensure this home has been efficiently maintained. Situated on .74 acres, this property also includes an additional 1.77 acres directly in front, offering endless possibilities for outdoor activities and enjoyment. Don't let this lakeside retreat slip away! Schedule your showing today

3539 Payne Lake Road

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

Related Properties

Set on a full acre in the desirable Lakepointe subdivision, this well-maintained home offers a comfortable layout with thoughtful improvements throughout. The interior features a split bedroom floor plan, convenient indoor laundry, and an attached carport, providing a functional flow for everyday living. The home includes updated bedroom flooring, modern lighting and fixtures, mini blinds throughout, upgraded faucets and chair-height toilets, and a walk-in shower in the primary suite. Outdoor living is enhanced by a screened back patio, a dedicated grilling enclosure, and a pump house. A standout feature of the property is the impressive 24x32 metal building, complete with electricity, concrete floors, blown-in insulation, lighting, gutters, and a mini-split A/C system. Attached is a 32x36 pole barn with RV power hookup, along with enclosed lean-to storage offering ample space for equipment, hobbies, or recreational vehicles. With generous space, quality improvements, and a versatile setup, this property offers an excellent blend of comfort and functionality in a sought-after neighborhood.
#783962

Chipley

561 Lakepointe Drive

3 Beds

2 Baths

1,642 Sq.Ft.

$384,900

MLS#: 783962

Welcome to 1535 Fountain Court, at Sunny Hills in Chipley, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Sawyer floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. The Sawyer features five bedrooms and three full bathrooms. Inside there are three bedrooms just off the entry hall with a shared bathroom. Continuing into the heart of the home you will find a grand living space with the dining and living areas seamlessly connected and an open kitchen. Interior features will include EVP flooring throughout the home, carpet in each bedroom and a kitchen with an appliance package that includes a smooth top stove, microwave, and dishwasher. The primary bedroom is located off the living area and has a spacious private ensuite bathroom. The primary bathroom has a large closet and features a separate shower and soak tub as well as a separate water closet. The dual sink vanity has lower cabinetry for storage. Leaving the primary bedroom and continuing to the kitchen area there is another bedroom and full bathroom. A highlight of this home is the fifth bedroom that offers space for a home office, or a home fitness area. There is an appointed breakfast area just off the kitchen that allows for morning coffee and a comfortable space for more casual dining. Leaving the kitchen there is a laundry room that connects to the two-car garage, offering convenience after grocery shopping. The two-car garage has a remote entry. Drawings, renderings, photos, square footages, floor plans and sizes are approximate and for illustration purposes only and will vary from the homes as built. Not all features available on all plans. Elevations and exterior materials may vary.
#783626

Chipley

1585 Fountain Court

5 Beds

3 Baths

2,516 Sq.Ft.

$349,900

MLS#: 783626

Discover this cozy 3-bedroom, 2-bath home on a desirable corner lot in the city limits of Chipley. Bright and airy, the open living area features a vaulted ceiling that enhances the sense of space and flows directly into a well-appointed kitchen with stainless-steel appliances, a new dishwasher installed in 2025, and a breakfast bar ideal for casual meals or entertaining. The smart floor plan places bedrooms apart for added privacy; the primary suite includes a tray ceiling and an attached bath designed for comfort and relaxation. A converted garage offers a climate-controlled flexible space—perfect for a home office, gym, studio, or extra family room. Outside, enjoy relaxing on the screened-in back porch after a long day. Plus, a detached workshop and lean-to provide abundant storage. Recent updates in 2024 include fresh paint throughout, new flooring, new kitchen and master-bath countertops, a new vanity in the secondary bathroom, a new storm door on front door, and a new light fixture in the living room. Back porch was screened in 2025. Perfect as a full-time residence or a low-maintenance retreat, this Chipley property blends practical upgrades with comfortable living. Call today to schedule your personal viewing of this charming home!
#783363

Chipley

795 1st Street

3 Beds

2 Baths

1,867 Sq.Ft.

$349,900

MLS#: 783363

True log cabin gem in rural Chipley with its own spring-fed pond and spring fed creek that runs through the property! Tranquil, serene, abundant with wildlife. This 3 bedroom/2 bathroom home sits on 5.5 acres and sellers are including adjacent 4.5 acre parcel, for a total TEN (10) acres! Homesite property has easement at the front for access to 4.5 acre parcel (# 00000000-00-0002-0078). Sell the parcel, develop and sell, or keep it for your very own nature preserve and playground. Home has walk-out basement (approx. 450 SF) with separate entrance and partially plumbed bathroom. Basement has endless possibilities for a man-cave, craft room, home-based business, in-law suite, or income-property, etc. Perfect opportunity for avid homesteaders as fruit trees, blueberry bushes, chicken coops and rabbit hutches, and garden already in place. Detached carport for easy parking. Detached garage has cabinetry for your dream shop. County-maintained dirt road. Approximately 10 minutes to Orange Hill Rd. *Metal roof installed in 2018* New well tank and pump installed 2024* Come experience all this property has to offer! Buyer to verify all pertinent information.
#783263

Chipley

3031 Pineoaks Lane

3 Beds

2 Baths

1,584 Sq.Ft.

$375,000

MLS#: 783263

Oasis in the 'Hills! This property has everything you could ever need and is priced below recent appraisal. The over 2,300sf primary home features 4 large bedrooms, 2 baths with an amazing Primary area that has an office, man cave, and an over-sized Primary bathroom with a 6ftx6ft 8 head shower! Newer roof, 5 ton HVAC, 2 21 seer mini splits, 2x6 framing, stainless steel appliances, fully wired stereo system, ADT security system, and whole house generator. Off the main house are a 14x42 covered porch & 24x16 deck. Escape the summer heat in the fully automated in ground pool with a sun shelf! The pool is heated with a separate hot tub for chilly night swimming as well. Have guests? The pool house has a complete kitchen, living area, and full bath. The 2 story dog kennel is completely finished, plumbed, heated & cooled. Perfect if you need to convert for another residence on the property. Auto enthusiasts will love the monstrous, fully insulated, 5 bay shop! This is complete with a tire machine, 9,000lb lift, and 10 ton HVAC. Beside this shop is a 24x36 shop that is insulated and has a HVAC as well. There are 2 50amp RV hook-ups, producing fruit trees, 2 electric entrance gates, and so much more. This property has everything! Located only 45 minutes from Panama City. All measurements are approximate, verify if important.
#775618

Chipley

490 Quail Hollow Boulevard

4 Beds

2 Baths

2,304 Sq.Ft.

$440,000

MLS#: 775618

REDUCED BELOW TAXED VALUE! SELLER SAYS BRING ANY REASONABLE OFFER!! Situated in the tranquil Pine Bluff community, this stunning, well-built home on a picturesque, beautifully landscaped lot offers 4 bedrooms and 3.5 baths and blends comfort with elegance. The massive 4,384 sq ft of living space with a split floor plan makes it perfect for entertaining friends and family. The fully equipped kitchen is a true delight, including a standalone island/bar overlooking the large family room with a fireplace, allowing you to socialize while doing daily routines. Other features include a formal living room, dining room, breakfast area and bonus room. As evening falls, relax to the soothing sounds of nature on the large, elevated front porch, enclosed rear screened porch or on the large open patio - there is no better way to unwind. The incredible master suite has a sitting area as well as a separate entrance to the screened porch to enjoy your morning coffee. There are two walk-in closets, a double sink vanity, soaking tub, and an enormous tiled shower in the master bath. Two additional bedrooms, one and a half baths and the huge bonus room (with laundry, half-bath and the upstairs entrance to the elevator) round out the top floor. The 1st floor boasts an 868 sq ft mother-in-law suite with a private entrance, kitchen, bathroom, living room, and bedroom. The 1,118 sq ft 3-car garage and huge 1,200 sq ft detached barn allow for plenty of parking for primary vehicles and recreational vehicles of all types and still leave plenty of room for storage. The garage entry elevator makes carrying grocery bags from the car to the kitchen a breeze. Three HVAC units and two water heaters provide creature comforts. If you are looking for a forever home, this one checks all the boxes. Quality, tranquility in a country setting, and yet just a few minutes to the heart of Chipley for shopping and amenities. Located a short distance (.04 mi) from Falling Waters State Park, and (2.2mi) from Blue Lake Park (Earl Gilbert Landing) allows for outdoor family fun. Call today to schedule your showing! All information is deemed reliable, and measurements are approximate, both should be verified by the Buyer. Security system does not convey. Furnished pictures are staged with AI and are labeled as staged.
#778564

Chipley

1310 Pine Bluff Court

4 Beds

3 Baths

4,384 Sq.Ft.

$499,999

MLS#: 778564

Welcome to 4958 Lake Ridge Road — a rare opportunity to own over 5 acres of manicured, waterfront paradise on beautiful Long Lake. This secluded property offers complete privacy with no neighbors in sight, a fully fenced perimeter, and exclusive access through an HOA-maintained security gate, ensuring peace, quiet, and security at all times. Step onto the expansive back deck and take in panoramic lake views with over 200 feet of pristine lake frontage. Watch bald eagles nest across the property, see deer wander to the water's edge, and enjoy some of the area's best bass fishing just steps from your home. Boats are allowed, making this the ideal retreat for anyone who loves life on the water. The land itself is beautifully maintained with orange and lime trees, wide-open green space, and plenty of room for animals — horses are allowed. A versatile 18x25 detached, insulated garage offers ideal storage or workshop space, and the adjoining air-conditioned dog pen provides comfort for pets year-round. Inside the home, enjoy modern conveniences including peaceful lake views from multiple vantage points. Located in a NO flood zone, this property combines natural beauty with security and usability — the perfect blend of homestead, hideaway, and lakefront living. Experience unmatched privacy, wildlife, and waterfront living at 4958 Lake Ridge Road. Properties like this rarely come available.
#782356

Chipley

4958 Lake Ridge Drive

2 Beds

2 Baths

1,184 Sq.Ft.

$375,000

MLS#: 782356

This well kept brick home with a metal roof sits on seven peaceful acres with full Highway 277 frontage. The property includes an oversized RV storage barn with an attached workshop, a lean to on one side, and a fenced area with a small porch behind it. A carport adds more covered space for vehicles and equipment. The home features covered front and back porches, fresh paint, newer flooring, two newer central heat and air units, and a comfortable layout with the primary bedroom on the first floor. The kitchen offers plenty of cabinet storage and a bay window breakfast area. Ten minutes to downtown Chipley and 12 minutes to Falling Waters State Park. The primary suite includes a walk in closet and an ensuite bath with double sinks, a separate shower, and a soaking tub. The main level also features a living room with a fireplace, a formal dining area, an interior laundry room, and a two car garage. Upstairs you will find two additional bedrooms along with a large walk in storage room that is attached to one of the bedrooms. There is also attic space with a subfloor in place that offers an option for future expansion if more living area is needed. The property provides wide open usable land and a functional outbuilding setup for equipment, animals, or work projects. Northwest Florida Beaches International Airport is about 30 minutes away and Panama City Beach is roughly 45 minutes.
#989924

Chipley

1453 Hwy 277

3 Beds

2 Baths

2,525 Sq.Ft.

$469,500

MLS#: 989924

Discover this charming 4-bedroom, 2-bathroom brick residence nestled on a sprawling 30-acre lot, complete with a paved driveway for easy access. Inside, you'll find a generous kitchen that flows into an oversized dining room/den, perfect for gatherings. The separate living room provides a cozy retreat, and there's a fireplace that awaits your personal touch and would need to be serviced to assure its in perfect working order. The home boasts four comfortable bedrooms and two well-appointed bathrooms. The property includes a double car garage, along with a spacious utility room designed for your washer and dryer, plus a convenient mudroom area. Step outside to enjoy the expansive 30 acres, which feature multiple storage buildings, a detached oversized two car garage with upstairs storage and an array of beautiful trees, creating a picturesque setting for outdoor activities such as 4-wheeler riding, walking, hiking, and gardening just to name a few. This property sits only minutes from Hwy 77, Wausau, Panama City and close to several lakes in the county. ***** Sellers will give a $20k remodel allowance at closing with an acceptable offer***** ***** Sellers will consider selling the home with 10 acres*****
#781717

Chipley

1962 Mud Hill Road

4 Beds

2 Baths

2,297 Sq.Ft.

$495,000

MLS#: 781717

Welcome to this charming 3-bedroom, 2-bath, single-level home nestled in one of the area's most desirable security-gated, lakefront communities. Move-in ready and beautifully maintained, this home offers a peaceful retreat while remaining just a short drive from Panama City, world-class beaches, and Northwest Florida Beaches International Airport. Ideally located near the community's recreation complex, residents enjoy access to a sparkling swimming pool, men's and women's restrooms, a convenient boat launch, basketball court, tennis courts, and more. The centerpiece of the neighborhood is its large spring-fed lake—known as one of the clearest and cleanest in all of Florida—perfect for swimming, paddleboarding, kayaking, fishing, or simply soaking in the natural beauty that surrounds you. Situated on a quiet cul-de-sac, the home features a split-bedroom floor plan highlighted by a generous master suite with its own reading nook, walk-in closet, private toilet room, and step-in shower. The comfortable living room opens onto a covered, screened lanai—the ideal spot for morning coffee, outdoor dining, or relaxing while taking in the serenity of the property's 3.3 acres of natural landscape. The light-filled eat-in kitchen includes stainless steel appliances, porcelain tile flooring, and a convenient breakfast bar. A separate tiled dining room provides additional space for gatherings and entertainment. Step outside and enjoy a large private backyard offering tranquility, wildlife sightings, and a true connection to the beauty of Mother Nature. Located on the west side of the lake, the property treats you to breathtaking sunrises as golden morning light filters through majestic oak trees draped in Spanish moss. Just a short, pleasant walk away, you'll find the community's lakeside pavilion, pool, clubhouse area, and boat ramp—perfect for staying active, socializing, or enjoying weekend recreation. Additional amenities include a gazebo, playground, picnic area, fishing spots, tennis courts, and 24-hour gated security for peace of mind. This picturesque property offers the ultimate escape without sacrificing convenience. Whether you're looking for a full-time residence, vacation retreat, or investment in a peaceful lakeside lifestyle, this home is a rare opportunity. Your tranquil Florida lake-community living begins here+ $5K TOWARDS BUYER CLOSING COSTS.
#781615

Chipley

3320 Eagle Court

3 Beds

2 Baths

1,727 Sq.Ft.

$349,900

MLS#: 781615

- property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service